Personal Savings

Peoples Personal Savings

  • $100 minimum to open (waiver for minor accounts)
  • Competitive rate of interest paid quarterly
  • Free E-statements
  • 6 withdrawals allowed per quarter
  • $2 charge for any withdrawal after 6
  • $10 quarterly service charge if minimum balance falls beflow $100 (waived for minor accounts)

Peoples Christmas Club

  • $25 minimum deposit to open
  • Earns competitive rate of interest
  • No monthly service charge
  • Withdrawals prior to maturity will cause account to be closed and no interest will be paid
  • All Christmas Club checks will be issued on November 1st or the following business day.

Certificates of Deposit

  • Minimum deposit of $500
  • Terms from 90 days to 60 months
  • Certificates are automatically renewable
  • Penalties for early withdrawals

Individual Retirement Accounts

  • Fixed Rate Certificates of Deposit
  • 1, 2, 3, 5-year term
  • Penalties for early withdrawals
  • Additional IRS penalties for withdrawals prior to 59 1/2 years of age